You have a vision for your business and the reality is: Your business needs money to make that vision come to life. From meeting your weekly payroll, buying inventory, or funding large scale capital projects, you need access to funding. Providus Credit Union can help you with your business needs by offering loans of different sizes and terms.

We have partnered with Cooperative Business Services (CBS), a credit union cooperative that operates under the same credit union philosophy: not for profit, not for charity, but for service. This partnership gives us the flexibility to offer a loan structure that works best for you.

Micro Loan Program (loans less than $250,000)

Terms up to 10 years, amortizations up to 25 years. Fixed and variable rates available.

Commercial Real Estate Financing

For the purchase or refinance of commercial, industrial, and/or investment property. Terms range from 10 years, amortizations up to 25 years. Fixed and variable rate options.

SBA 7(a) Loans

Business expansion, business acquisition, commercial real estate purchase, machinery & equipment purchase, working capital, and debt refinance. Terms up to 25 years. Variable rate spread over the Wall Street Journal Prime Lending Index.

SBA 504 Loans

Land and building purchase, construction or renovation, and machinery & equipment purchase. Terms up to 20 years.